Finance a New American Legend. Deduct Up to $10,000 in Interest.

Ride Now, Save at Tax Time

Thanks to the federal One, Big, Beautiful Bill Act, your next new Harley-Davidson could clear the way for a massive tax break. If you finance a brand-new, U.S.-assembled Harley, you can now deduct up to $10,000 per year in loan interest directly from your federal taxes. 

The best part? You don’t even need to itemize. This is an "above-the-line" deduction, which means you qualify for the full savings even if you plan to take the standard deduction.

What's the benefit?

• Up to $10,000/year tax deduction on interest paid
• Applies to new, U.S.-assembled motorcycles only
• Available for personal-use loans originated in 2025-2028
• Eligible for both itemized and standard deduction filers
• Income caps apply:
  • $100,000 for individuals
  • $200,000 for married couples filing jointly

How to Qualify

• Visit our dealership and select a new Harley-Davidson® motorcycle.
• Make sure the VIN starts with 1HD - this confirms U.S. assembly.
• Finance your new motorcycle in 2025 or later.
• Keep your loan documents and interest payment records.
• At tax time, deduct the eligible interest you paid (up to $10,000).
• Consult your tax professional to file correctly and maximize your benefit.

To qualify for the deduction on interest paid:

• Vehicle must be new - The original use must begin with you (used motorcycles do not qualify). Leases also do not qualify.
• Final assembly in the United States — This is the key requirement. Harley-Davidson motorcycles sold in the U.S. are assembled in U.S. plants (primarily York, Pennsylvania, and facilities in Wisconsin). You can verify this on the vehicle’s information label or via the VIN (plant code) using the NHTSA VIN decoder. 
• Motorcycle qualifies as a “qualified vehicle” - It must be a motorcycle with a gross vehicle weight rating (GVWR) under 14,000 pounds. Motorcycles are explicitly included alongside cars, SUVs, trucks, etc.
• Personal use only - Primarily for personal (not business or commercial) use.
• Loan requirements - The loan must be originated after December 31, 2024, and used to purchase the vehicle. The loan should be secured by a lien on the motorcycle. Refinancing a qualifying loan generally preserves eligibility for the interest paid afterward.
• Interest paid in the tax year - You can deduct up to $10,000 of qualified interest per year (no vehicle price cap, but the interest deduction is capped).